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Flexible Payment Options

​At our showroom, we believe buying a mattress should be simple, transparent, and stress-free. That is why we partner with trusted providers like Affirm and Klarna to offer clear, flexible payment options with no hidden fees.

​You can take your new mattress home today and pay over time on a schedule that fits your budget.

 

​How It Works

  1. ​Shop Your Way: Browse our mattress selection online or in our physical showroom.

  2. ​Choose Your Payment Partner: At checkout (or via our mobile checkout links in-store), select either Affirm or Klarna as your payment method.

  3. ​Select Your Terms: Pick a payment plan that works for you—including 0% APR promotional options on qualifying purchases.

​Instant Decision: Complete a quick, real-time application with no impact on your credit score to check your eligibility.​

Compare Our Financing Partners

 

​When choosing how to pay, both Affirm and Klarna offer transparent, zero-hidden-fee paths with no prepayment penalties, though they shine in slightly different ways. Affirm is traditionally built for longer-term installment plans and higher-ticket items, offering fixed monthly payments spanning several months with 0% APR options available on qualifying purchases and zero late fees ever. Klarna is exceptionally popular for both split-pay options—like their signature interest-free "Pay in 4" plans split across biweekly installments—as well as flexible longer-term financing. Best of all, checking your eligibility with either partner takes just seconds and will never impact your credit score.

​Frequently Asked Questions

​Do I need good credit to qualify?

​Affirm and Klarna evaluate applications based on a variety of data points. Many plans are available for a wide range of credit histories, and checking your eligibility will never hurt your credit score.

​Can I pay off my balance early?

​Yes! Neither Affirm nor Klarna charges prepayment penalties. You can pay off your remaining balance early at any time.

​How do I manage my payments?

​Once your purchase is complete, you can manage, track, and schedule your payments directly through the Affirm or Klarna mobile app or website.

​Subject to credit approval. Rates and terms vary based on purchase amount, credit history, and selected repayment schedule. A down payment may be required. See Affirm or Klarna terms during checkout for exact details.

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